FIREBUSINESS SUITE
Invoice. Pay. Track. One suite for businesses that move money differently.
Invoice. Pay. Track. One suite for businesses that move money differently.
Create encrypted invoices, send them by email, and get paid in MOB. Fiat-denominated with live exchange rate at payment time. No bank account required.
Wallet-to-wallet payroll for any team size. Generate pay stubs, share verification links, and give employees a self-service portal to view their pay history. One plan, unlimited employees.
See every invoice, every pay run, and every transaction in one place. Generate P&L reports, track categories, and let the AI bookkeeper answer your questions.
Ask questions in plain English. The assistant reads your actual data across Invoice, Payroll, and Books — not a generic chatbot, but a financial co-pilot that knows your business.
| Fire Suite | QuickBooks | Gusto | Stripe | Wave | |
|---|---|---|---|---|---|
| What makes Fire different | |||||
| End-to-end encrypted | ✓ | ✕ | ✕ | ✕ | ✕ |
| Platform can't read your data | ✓ | ✕ | ✕ | ✕ | ✕ |
| Zero tracking / no ad networks | ✓ | ✕ | ✕ | ✕ | ✕ |
| No bank account required | ✓ | ✕ | ✕ | ✕ | ✕ |
| Wallet-to-wallet payments | ✓ | ✕ | ✕ | ✕ | ✕ |
| Self-custody (your keys) | ✓ | ✕ | ✕ | ✕ | ✕ |
| What Fire covers | |||||
| Invoicing | ✓ | ✓ | ✕ | ✓ | ✓ |
| Payroll | ✓ | ✓ | ✓ | ✕ | ✕ |
| Bookkeeping | ✓ | ✓ | ✕ | ✕ | ✓ |
| AI assistant (all products) | ✓ | ✕ | ✕ | ✕ | ✕ |
| Price (full suite) | $89/mo | $100+/mo | $40+/mo | 2.9%+ | Free* |
*Wave is free but ad-supported. Fire Suite is privacy-first. Zero processing fees applies to crypto wallet-to-wallet payments. Competitor pricing as of April 2026.
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